Kelowna Real Estate Agent

Your Trusted Kelowna Realtor

Whether you're buying your first home, selling a property, or building an investment portfolio, Justin Gaspari brings 10+ years of Okanagan real estate expertise to help you achieve your goals.

Written by Justin Gaspari, Licensed REALTOR® (BC & AB)Top 4 Agent, Coldwell Banker Horizon RealtyLast updated: May 2026
10+
Years in Real Estate
10+
Years Business Management
6+
Years Property Management
Top 4
Agent at Coldwell Banker

Full-Service Kelowna Real Estate

From residential homes to commercial properties and investment opportunities, get comprehensive real estate services tailored to your needs.

Buying a Home

Find your perfect Kelowna property with personalized search, market insights, and expert negotiation to get you the best deal.

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Selling Your Property

Strategic pricing, professional marketing, and skilled negotiation to sell your Kelowna home quickly and for top dollar.

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Investment Properties

Build wealth through Kelowna real estate with expert guidance on rental properties, ROI analysis, and portfolio growth.

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Why Work with Justin Gaspari as Your Kelowna Realtor?

Choosing the right realtor in Kelowna can make all the difference in your real estate experience. With deep roots in the Okanagan and a track record of success, Justin brings a unique combination of local expertise, market knowledge, and genuine care for his clients.

Top 4 Agent at Coldwell Banker

Recognized for consecutive years among top performers

Licensed in BC & Alberta

Serve clients across the Okanagan and Calgary markets

Full-Service Expertise

Residential, commercial, and business brokerage under one roof

Strong Partner Network

Access to property services, marketing, and business advisors

Brokerages

Coldwell Banker Horizon Realty

Kelowna, BC

RE/MAX House of Real Estate

Calgary, AB

“Building Businesses, Building Futures”

What Clients Say

Real experiences from buyers, sellers, and investors across the Okanagan

Made Our Dream Home a Reality

Justin went above and beyond to help us find our dream home in Lower Mission. His knowledge of the Kelowna market and negotiation skills saved us thousands. We couldn't have asked for a better realtor.

Sarah & Michael T.BuyerKelowna

Sold Above Asking in 10 Days

From staging advice to the final negotiation, Justin handled everything professionally. Our home sold above asking price in just 10 days. His marketing strategy really set our listing apart.

David R.SellerWest Kelowna

Expert Investment Guidance

As an out-of-province investor, I needed someone I could trust. Justin's understanding of both the Calgary and Kelowna markets helped me build a solid rental portfolio. Highly recommend for investors.

Jennifer L.InvestorCalgary

Patient and Professional

We were first-time buyers and Justin was incredibly patient, explaining every step of the process. He never pressured us and helped us find the perfect family home within our budget.

Mark & Lisa B.BuyerLake Country

Commercial Expertise You Can Trust

Justin helped me purchase a commercial property for my business. His experience in both residential and commercial real estate made the transaction smooth. Great communication throughout.

Robert K.CommercialKelowna

Exceptional Service

Selling our waterfront property was a big decision. Justin's marketing was top-notch and he attracted qualified buyers quickly. We got multiple offers and sold for more than we expected.

Amanda & Chris P.SellerPeachland

Kelowna Communities We Serve

From lakefront luxury to family-friendly suburbs, find your perfect Okanagan neighbourhood

Lower Mission

Upscale lakefront living with beaches and wineries

Waterfront homesWineriesGyro Beach

Glenmore

Family-friendly with excellent schools and parks

Knox MountainGolf coursesNew developments

Rutland

Affordable entry point with growing amenities

ShoppingTransit accessValue properties

West Kelowna

Wine country living with stunning lake views

VineyardsLake accessGrowing community

Lake Country

Quiet lakeside communities north of Kelowna

Wood LakeKalamalka LakeSmall-town feel

Peachland

Charming small town on the lake

Beach communityHistoric downtownRetirement living

British Columbia

KelownaWest KelownaLake CountryPeachlandPentictonVernonColdstream

Alberta

CalgaryAirdrieCochraneOkotoksChestermere

Frequently Asked Questions

Common questions about working with a Kelowna realtor

How much is an average house in Kelowna?

The benchmark price for a single-family home in Kelowna sits at approximately $1,018,000, according to the Okanagan Mainline Real Estate Board (OMREB). That figure reflects a typical detached property in the Central Okanagan. Townhomes come in around $725,200, while condos benchmark near $505,600 based on the same OMREB data. The luxury segment in neighborhoods like Lower Mission and Upper Mission can push well past $2 million, with waterfront estates reaching $5 to $10 million. First-time buyers often start in the condo or townhouse market for a more accessible entry point. Prices have moved mostly sideways through 2025 and into 2026, with sellers negotiating roughly 3% below list price on average. Your actual cost depends heavily on neighborhood, lot size, and condition, so a Comparative Market Analysis from a local realtor is the best way to pin down current value in your target area.

Is now a good time to buy in Kelowna?

Kelowna is firmly in a buyer's market heading into 2026, which means conditions strongly favor purchasers right now. According to OMREB data, active listings remain elevated while prices have largely moved sideways since 2024, giving buyers more selection and stronger negotiating power. Interest rates have stabilized after recent peaks, and many sellers are accepting offers 3% or more below asking price. Neighborhoods close to downtown, the foothills, and Okanagan Lake still hold long-term value driven by lifestyle demand and limited buildable land. For first-time buyers, the December 2024 CMHC rule change raising the insured mortgage cap to $1.5 million also opens doors that were previously closed. Whether you are buying your first home or adding to an investment portfolio, the combination of high inventory, motivated sellers, and steadier borrowing costs creates a window worth exploring. Contact Justin for a current market analysis tailored to your specific goals.

What is the best area of Kelowna to live in?

The best neighborhood depends entirely on your lifestyle, budget, and priorities. Lower Mission and Upper Mission offer upscale lakefront living with proximity to beaches, wineries, and top-rated schools, though prices reflect that premium according to OMREB sales data. Glenmore is a favorite among families for its suburban feel, access to Knox Mountain Nature Park, and newer housing developments. Rutland provides the most affordable entry point in the city with strong transit access and growing commercial amenities. Southeast Kelowna appeals to buyers wanting rural acreage near Myra Canyon and the Kettle Valley Rail Trail. West Kelowna's Glenrosa and Lakeview Heights deliver stunning lake views at lower price points than the Kelowna side. Lake Country, just north, offers a quieter pace with access to both Kalamalka and Wood Lake. Each community has distinct character, so touring multiple areas before committing is always a smart approach.

What is the richest neighborhood in Kelowna BC?

Upper Mission consistently ranks as the most expensive neighborhood in Kelowna, with many estate homes assessed above $2 million according to BC Assessment records. Properties here sit on large lots with panoramic lake and mountain views, and several gated communities add to the exclusivity. Lower Mission follows closely, prized for its walkable lakefront lifestyle near Gyro Beach and Rotary Beach. McKinley Beach is a master-planned community on the east shore of Okanagan Lake with luxury homes starting above $1.5 million. Other high-value pockets include Highpointe, Sheerwater, Wilden, South Kelowna, and select Downtown penthouses overlooking the lake and cultural district. Property values in these areas tend to hold up better during market downturns because of limited supply and consistent demand from affluent buyers. If you are considering a luxury purchase, Justin works with buyers across all of these neighborhoods and can provide detailed comparable sales data.

How much do real estate agents make in Kelowna?

Real estate agent income in Kelowna varies widely depending on experience, sales volume, and brokerage commission splits. According to the BC Real Estate Association (BCREA), commissions in British Columbia are fully negotiable and typically range from 3% to 7% of the sale price, split between the listing and buying agents. A newer agent closing a handful of transactions per year might earn $40,000 to $60,000 before business expenses, while experienced top producers regularly surpass $200,000 annually. Agents also carry significant costs including brokerage desk fees, errors and omissions insurance, marketing budgets, MLS dues, and annual licensing renewal through the BC Financial Services Authority. The highest-earning agents in Kelowna build their income through repeat clients, referrals, and deep local market expertise rather than transaction volume alone. If you want to understand how your agent is compensated, commission transparency is something Justin discusses upfront with every client.

Is Kelowna a buyer's market?

Yes, Kelowna remains firmly in buyer's market territory heading into 2026. According to OMREB, active listings across the Central Okanagan are elevated with well over 1,800 properties available, and the sales-to-active-listings ratio stays below the threshold that would signal a balanced or seller's market. Prices have softened roughly 2 to 3 percent year-over-year, and sellers are negotiating about 3% below list price on average. Population growth from interprovincial migration, retirees, and remote workers continues to support baseline demand, per Statistics Canada census trends, but supply is currently outpacing that demand. Average days on market have stretched to 55 to 65 days, giving buyers time to conduct proper due diligence without the frantic bidding wars of 2021 and 2022. For purchasers, this translates to more selection, calmer negotiations, and room to include conditions like financing and home inspection without losing competitive standing.

Who is the top realtor in Kelowna?

The top realtors in Kelowna are generally ranked by verified client reviews, transaction volume, and industry recognition through platforms like RankMyAgent and Rate-My-Agent. Justin Gaspari is a Top 4 agent at Coldwell Banker Horizon Realty with over 10 years of experience serving Kelowna, the Central Okanagan, and Calgary. His practice spans residential sales, commercial real estate, business brokerage, and development consulting, giving clients a broader perspective than most single-focus agents can offer. When evaluating any realtor, look beyond brand name and focus on local market knowledge, responsiveness, marketing capabilities, and a track record of successful closings in your specific price range and neighborhood. Verified client testimonials matter more than self-reported sales awards. A strong agent should willingly share recent comparable sales, explain their pricing strategy in plain language, and outline exactly how they plan to market your property or find your next home.

Is living in Kelowna expensive?

Kelowna is one of the more expensive regional cities in British Columbia. According to Statistics Canada data and local cost-of-living indices, a family of four can expect monthly expenses of approximately $6,555, while a single person needs around $3,769 per month including rent. Housing is the biggest driver of that cost, with the OMREB benchmark for a single-family home sitting near $1,018,000 and average one-bedroom rent exceeding $1,800 per month. Groceries, utilities, and transportation are roughly in line with other mid-sized BC cities, though food costs are projected to rise 4 to 6 percent through 2026 according to Canada's Food Price Report. The tradeoff is quality of life: over 2,000 hours of annual sunshine, Okanagan Lake access, world-class wineries, and year-round outdoor recreation. Most residents find that a single person needs a minimum annual income of $75,000 and families should target combined household income above $120,000 to live comfortably.

Ready to Work with a Top Kelowna Realtor?

Whether you're buying, selling, or investing in Kelowna real estate, get the expert guidance you deserve. Free consultation, no obligation.

Licensed with Coldwell Banker Horizon Realty (BC) & RE/MAX House of Real Estate (AB)